Health Information: What You Need to Know About Insurance, Telehealth, and Medical Tourism

When it comes to health information, practical, up-to-date guidance on how to access and pay for medical care in India and abroad. Also known as medical guidance, it’s not just about symptoms and treatments—it’s about navigating costs, coverage, and choices. In India, where healthcare costs can spike overnight, knowing what your insurance covers isn’t a luxury—it’s a necessity. Many people assume their policy will pay for everything, but that’s rarely true, especially when stepping outside local hospitals.

Take medical tourism, the practice of traveling to another country for medical care, often to save money or get faster treatment. It’s growing fast in India, with patients heading to Thailand, Turkey, or even the U.S. for surgeries, dental work, or fertility treatments. But here’s the catch: most Indian health insurance plans won’t cover care overseas unless you’ve paid extra for international health coverage. Even then, pre-approval is often required. And if you’re thinking about using a service like Hers, a telehealth platform offering online consultations and prescriptions for skin, hair, and hormonal health. It’s popular among young adults looking for affordable, private care.—you’ll want to check if your insurance even talks to online pharmacies. Many still don’t. Hers pricing is transparent, but if your insurer won’t reimburse you, you’re paying out of pocket.

Health information today isn’t just about doctor visits. It’s about understanding how insurance works across borders, what telehealth services accept your plan, and how to avoid surprise bills. You might think medical tourism is only for the wealthy, but more middle-income families are exploring it because of cost differences. A knee replacement that costs ₹5 lakh in Mumbai might cost ₹2 lakh in Malaysia—with the same quality. But without the right coverage, that savings disappears fast. And when it comes to telehealth, services like Hers are changing how people manage chronic conditions, but insurance policies haven’t caught up. Some cover consultations, others only cover prescriptions, and many cover nothing at all.

What you’ll find below are real, no-fluff guides that cut through the confusion. Whether you’re considering treatment abroad, signing up for an online clinic, or just trying to figure out why your claim got denied, these posts give you the facts you need—no jargon, no hype. You’re not alone in wondering if your insurance covers this stuff. The answers are out there. Let’s get them.